Five simple beautiful white pearl beads stung on a gold-filled cable chain.

This necklace is offered in 3 different length and also avalible in sterling silver and in 3 different lengths; 

~14 inch chain (XS/S) usually feels like a chocker and hits right at the collar bone 

~ 16 inch chain (S/M) usually below collar bone

~ 18 inch chain (M/L)  

Keep in mind everyone has different neck sizes and therefore a 16 inch length may fall differently on you.